Mortgage Knowhow:Practical guides and advice from Aspect mortgages

Whether you're buying your first home, moving up the ladder or reviewing your mortgage, our guides give you clear, practical answers - written by our advisers in Chorley, who do this every day.

Recent Articles

Offset Mortgages Explained

Offset Mortgages Explainedby: Richard GIllPublished on: 05/03/2026

Offset mortgages can be particularly useful if you hold savings or want greater flexibility in how you manage your mortgage. In this guide we explain how offset mortgages work, their potential benefits, and when they might be suitable.

Mortgage Advice
Offset Mortgages Explained

Top Tips to Start 2026 In-Pocket and Ahead of the Pack

Top Tips to Start 2026 In-Pocket and Ahead of the Packby: Rachel GillPublished on: 01/12/2025

Top Tips to Start 2026 In-Pocket and Ahead of the Pack

Mortgage Advice
Top Tips to Start 2026 In-Pocket and Ahead of the Pack

Forget Black Friday: Why Winter’s the Perfect Time to Make Meaningful Long-Term Savings

Forget Black Friday: Why Winter’s the Perfect Time to Make Meaningful Long-Term Savingsby: Rachel GillPublished on: 25/11/2025

Forget Black Friday: Why Winter’s the Perfect Time to Make Meaningful Long-Term Savings

Mortgage Advice
Forget Black Friday: Why Winter’s the Perfect Time to Make Meaningful Long-Term Savings

Getting Colder: How to Winter-Proof Your Mortgage, Home, and Bills

Getting Colder: How to Winter-Proof Your Mortgage, Home, and Billsby: Rachel GillPublished on: 07/10/2025

Autumn’s shortening days, longer nights and dropping temperatures often herald a corresponding pinch in our finances. This makes October’s blog the perfect time to talk about green mortgages, which could you save you significant money off regular bills, as well as making your home more efficient and comfortable.

Mortgage Advice
Getting Colder: How to Winter-Proof Your Mortgage, Home, and Bills

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There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £495 for a residential/buy to let mortgage or £1495 for an equity release/retirement mortgage.

Important Information

Aspect Mortgages Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under FCA reference 305352. The FCA do not regulate Business Buy to Let Mortgages or Estate Planning.

As independent advisers we have access to the whole market, except for deals that you can only obtain by going direct to a lender. Registered in England and Wales No: 051013801. 16 St Thomas' Road, Chorley, PR7 1HR.

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