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independent mortgage advice
Every home and every journey is different. Aspect Mortgages are here to guide you with advice that is independent, clear, and shaped around your needs. You get the full market in one place, explained in plain English so you can choose with confidence.
Mortgage Advice That Puts You First
Whether you’re buying your first home, moving, or remortgaging, we take the stress out of finding the right mortgage. We search the whole market, explain your options in plain English, and handle the paperwork from start to finish. No jargon, no pressure — just clear guidance and support.
Our Mortgage Services & Expertise
First Time Buyers
Buying your first home is exciting but also filled with decisions. We guide you from saving for a deposit through to collecting your keys. You will know your options, understand each step, and feel supported the whole way.
Home Movers
Moving house brings both pressure and opportunity. We look at your current mortgage, assess whether to transfer it, increase it, or find a new one, and ensure it fits your changing needs.
Remortgages
When your current deal ends or your goals change, we help you review and switch. Whether it is lowering payments, fixing a new rate, or releasing equity for future plans, we make the process straightforward. Find out how much you could save by contacting our team.
Buy To Let Mortgages
If you are starting as a landlord or building a portfolio, we help you navigate the different criteria and lender expectations. You get advice that supports your strategy and keeps your investment on track.
We can also help you protect your investment with tailored insurance advice.
Rate Switches
Sometimes the simplest option is to stay with your lender and move onto a new rate. We check whether this is the right choice, compare it to other offers, and manage the switch from start to finish.
Equity Release
Equity release allows homeowners over 55 to unlock some of the money tied up in their property without having to sell or move. It can help fund retirement, support family, or cover big expenses while letting you stay in your home.
At Aspect Mortgages, we’ll explain the options clearly, highlight the safeguards in place, and show you how equity release might fit into your financial plans.
Why Choose Aspect Mortgages
Here at Aspect Mortgages, we:
Provide whole of market access across more than 90 lenders.
Are FCA authorised and regulated, with a record of compliance and care.
Offer clear guidance and transparent fees, explained from the start
Are a family business built on trust, continuity, and long-term relationships
What Our Clients Say About Aspect Mortgages
Get the right advice — and the confidence that comes with it
Share your goals and get straight answers from a trusted adviser.
Fees
There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £495 for a residential/buy to let mortgage or £1495 for an equity release/retirement mortgage.
Important Information
Aspect Mortgages Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference 305352. The FCA do not regulate Business Buy to Let Mortgages or Estate Planning.
As independent advisers we have access to the whole market, except for deals that you can only obtain by going direct to a lender. Registered in England and Wales No: 051013801. 16 St Thomas' Road, Chorley, PR7 1HR.
Your home may be repossessed if you do not keep up repayments on your mortgage.
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