UK Mortgage News, Advice & Market Insights

At Aspect Mortgages, we ensure we remain up-to-date on the latest news, changes, legalities and products affecting mortgages, protection, equity release and estate planning. Then we pass it on to you, in refreshingly unbiased, “human” language. Read our blogs below for practical, real-world advice and tips, and follow us on social media for the very latest news and updates.

Recent Articles

Why Google Reviews Matter - For Us, and For You

Google reviews mean everything to a small family firm like ours. Here is how they work, why they matter, and what they tell you before you pick up the phone. ...more

Community & News

April 08, 20265 min read

Why Google Reviews Matter - For Us, and For You

Why Has the War in the Middle East Pushed Up Mortgage Rates?

The Middle East conflict has pushed mortgage rates higher in the UK. Here is why - and what it means if you are buying, remortgaging, or coming off a fixed rate. ...more

Mortgage Rates & Market

April 08, 20265 min read

Why Has the War in the Middle East Pushed Up Mortgage Rates?

Can I Take My Mortgage With Me When I Move Home?

Porting lets you take your existing mortgage deal to your new home. Here is how it works, when it makes sense, and when you might be better off switching. ...more

Moving Home

April 08, 20265 min read

Can I Take My Mortgage With Me When I Move Home?

What is a Joint Borrower Sole Proprietor Mortgage and Could It Help You?

A JBSP mortgage lets a parent boost a child's borrowing without going on the deeds. Find out how it works and whether it could be the right solution. ...more

Mortgage Tips

April 08, 20265 min read

What is a Joint Borrower Sole Proprietor Mortgage and Could It Help You?

What Happens to My Mortgage If I Separate From My Partner?

Separating from a partner when you have a joint mortgage raises urgent questions. Here is what you need to know and what your options are. ...more

Mortgage Tips

April 08, 20265 min read

What Happens to My Mortgage If I Separate From My Partner?

Buy to Let in Your Own Name or Through a Limited Company - Which is Right for You?

Should you buy your next rental property personally or through a limited company SPV? Here is what landlords need to understand before deciding. ...more

Mortgage Rates & Market

April 08, 20265 min read

Buy to Let in Your Own Name or Through a Limited Company - Which is Right for You?

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Fees

There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £495 for a residential/buy to let mortgage or £1495 for an equity release/retirement mortgage.

Important Information

Aspect Mortgages Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under FCA reference 305352. The FCA do not regulate Business Buy to Let Mortgages or Estate Planning.

As independent advisers we have access to the whole market, except for deals that you can only obtain by going direct to a lender. Registered in England and Wales No: 051013801. 16 St Thomas' Road, Chorley, PR7 1HR.

Your home may be repossessed if you do not keep up repayments on your mortgage.

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