Later Life Planning: Equity Release Guides & Advice from Aspect Mortgages
Thinking about equity release but not sure where to start? Our guides explain how lifetime mortgages and home reversion plans work, what to watch out for, and how to decide if releasing equity from your home is right for you. Written by our qualified advisers - including Rachel Gill, one of Lancashire's most experienced equity release specialists - these guides give you clear, honest answers in plain English.
Recent Articles
Equity Release and Inheritance - What Happens to Your Estate?
by: Richard Gill BSc (Hons), Adv CeMAP, CeRER Published on: 06/04/2026Worried about what equity release means for your estate? This guide from Aspect Mortgages explains the impact on inheritance, how inheritance protection works, and how to balance your needs with what you pass on.
What Is the Equity Release Council and Why Does It Matter?
by: Neil Massam CertPFS, CertCII (MP)Published on: 06/04/2026The Equity Release Council sets the consumer protection standards for equity release in the UK. This guide from Aspect Mortgages explains what it is, what protections it provides, and why membership matters.
How Does Interest Roll-Up Work on a Lifetime Mortgage?
by: Rachel Gill BA (Hons), CeMAP, CeRERPublished on: 06/04/2026Interest roll-up means no monthly repayments - but the balance grows over time. This plain English guide from Aspect Mortgages explains exactly how it works, with real figures, and what you can do to manage it.
What Is a Drawdown Lifetime Mortgage and How Does It Work?
by: Rachel Gill BA (Hons), CeMAP, CeRERPublished on: 06/04/2026A drawdown lifetime mortgage lets you release equity in stages rather than all at once - and can save significant interest over time. This guide from Aspect Mortgages explains exactly how it works.
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Fees
There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £495 for a residential/buy to let mortgage or £1495 for an equity release/retirement mortgage.
Important Information
Aspect Mortgages Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under FCA reference 305352. The FCA do not regulate Business Buy to Let Mortgages or Estate Planning.
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