Mortgage Broker in Greater Manchester
Independent mortgage and equity release advisers based in Chorley, on the doorstep of Greater Manchester. We cover Wigan, Bolton, Sale, Prestwich and towns across the region, with whole-of-market advice from 90+ lenders.
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Aspect Mortgages is based at 16 St Thomas's Road in Chorley, just over the border from Greater Manchester. We have been advising buyers and homeowners across the region since 2004, and our advisers have over 100 years of combined experience between them.
Greater Manchester's property market spans a wide range of price points. Terraced homes in Wigan and Bolton can be found from around £120,000, while detached family homes in Cheadle, Sale and Marple regularly exceed £500,000. Whether you are buying your first home in Wigan, remortgaging in Prestwich or exploring equity release in Bolton, we provide the same straightforward, whole-of-market advice to every client.
We are not a call centre. When you get in touch, you deal with an experienced adviser directly, not an algorithm.
Buying your first home in Greater Manchester is a big step. We walk you through affordability, help you understand your options and handle the application from start to finish.
Moving up or downsizing across Greater Manchester involves managing your existing mortgage alongside finding a new one. We review both sides of the transaction and search the whole market for the right arrangement.
If your fixed rate is ending or you want to review your current deal, we search 90+ lenders to find a better rate. Most Greater Manchester clients who remortgage through us are surprised at what is available.
Greater Manchester has one of the strongest rental markets in the country, driven by a large professional population, major employers and strong university demand. We advise first-time landlords and experienced investors alike.
Towns We Cover Across Greater Manchester
A large and varied market straddling the Lancashire border. Wigan offers some of the most affordable property in the region, making it popular with first-time buyers and buy-to-let investors.
One of the larger towns in Greater Manchester with a broad property market. Bolton has seen steady demand from families and commuters, with good transport links into Manchester city centre.
A well-regarded residential area in Salford with strong demand for family homes. Worsley attracts buyers who want easy access to Manchester while remaining in a quieter setting.
One of the most sought-after areas in Greater Manchester, with a strong community feel and excellent transport links via the Metrolink. High demand means properties move quickly here.
A popular commuter town in Trafford with good schools and strong transport links into Manchester. Sale consistently attracts families and professionals, supporting both the residential and remortgage markets.
One of the most desirable addresses in the North West. Bowdon and Hale command some of the highest property values outside central Manchester, while Timperley and Broadheath offer more accessible entry points to a consistently strong market.
A well-connected Stockport suburb with a mix of properties from starter homes to larger family houses. Cheadle's proximity to Manchester Airport makes it popular with professionals in the aviation and logistics sectors.
A semi-rural town on the Stockport fringe with a distinctive character and strong community. Marple attracts buyers looking for more space without losing easy access to Manchester, and the property market reflects that demand.
Many Greater Manchester homeowners who bought in the 1980s and 1990s have built up substantial equity, particularly in areas like Sale, Cheadle and Prestwich where prices have risen significantly. If you are aged 55 or over and want to access some of that value, equity release may be worth exploring.
Aspect Mortgages is a member of the Equity Release Council, the body that sets the standards for later life lending. Our advisers hold the qualifications required to give equity release advice, and every lifetime mortgage we recommend includes the no negative equity guarantee and the right to remain in your home for life.
We advise clients across Greater Manchester on lifetime mortgages, retirement interest-only mortgages and later life remortgaging.
A loan secured against your home that does not need to be repaid until the property is sold - usually when you pass away or move into long term care. You keep full ownership and the right to remain in your home for life. This is the most popular form of equity release for Greater Manchester homeowners.
A type of mortgage where you pay the interest each month and the loan itself is repaid in the future when the property is sold. This can suit homeowners who want to keep regular payments manageable while staying in their home long term.
If your current mortgage deal is coming to an end and you are approaching or in retirement, we can review your options and search the market for a product that fits your circumstances - whether that is a standard remortgage or a later life lending solution.
If you already have an equity release plan in place, it is worth reviewing it periodically to make sure it still meets your needs. We can assess your existing arrangement and advise whether switching, updating, or retaining your current plan is the right move.
Why Choose Aspect Mortgages?
Independent and FCA regulated. We work for you, not for the lender
Whole of market access across 90+ lenders and leading insurers
Family run since 2004 with over 100 years of combined team experience
Local office, national reach. Serving clients across Lancashire, Greater Manchester and nationwide.
Real people, no jargon. Plain English, at your pace
Rated 5 stars across 460+ Google reviews. One of the most reviewed brokers in the North West
Fixed, transparent fee. One flat fee, no surprises.
What Our Clients Say
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Speak to an adviser today
Call us on 01257 812345, or drop us a message and we'll call you back
Areas We Cover
,Remote advice offered nationwide.
There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £495 for a residential/buy to let mortgage or £1495 for an equity release/retirement mortgage.
Aspect Mortgages Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under FCA reference 305352. The FCA do not regulate Business Buy to Let Mortgages.
As independent advisers we have access to the whole market, except for deals that you can only obtain by going direct to a lender. Registered in England and Wales No: 051013801. 16 St Thomas' Road, Chorley, PR7 1HR.
A Lifetime Mortgage may reduce the value of your estate and could affect your entitlement to benefits. To understand the features and risks please ask us for a personalised illustration.
Your home may be repossessed if you do not keep up repayments on your mortgage.
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