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What Services Do You Offer?

Planning for the future isn’t just about finances—it’s about making sure your wishes are respected and your loved ones are looked after. We offer a full range of estate planning services, including professionally written wills, lasting powers of attorney (LPAs), and trust arrangements. Whether you’re looking to safeguard your home, appoint someone you trust to make decisions on your behalf, or ensure your assets are passed on efficiently, we’re here to help you put the right plans in place.

Our expert team will guide you through the process with clear, friendly advice tailored to your personal circumstances. We make sure everything is legally sound, tax-efficient, and aligned with your long-term goals. With our estate planning support, you can protect what matters most, reduce uncertainty for your family, and have complete peace of mind that everything is taken care of—just the way you want it.

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Will I get Expert Advice?

When it comes to estate planning, you want to know you’re in safe, experienced hands. You’ll receive expert, personalised advice tailored to your circumstances and wishes. Whether you're setting up a will, arranging lasting powers of attorney, or considering trusts, we take the time to understand your goals and explain everything clearly—so you can plan with confidence and clarity.

Our estate planning services are led by Rachel, who is a member of the Institute of Professional Willwriters (IPW) and complies with their code of practice. This means she works to the highest standards of professionalism, ethics, and legal compliance. With Rachel’s knowledge and caring approach, you can trust that every detail is handled properly—and that your legacy, loved ones, and peace of mind are in expert hands.

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Can I Involve My Family?

Of course! We understand that estate planning is a deeply personal process—but it often affects the whole family. That’s why we encourage and welcome the involvement of your loved ones in any discussions, if you wish. Whether it’s your children, partner, or trusted friend, having those closest to you involved can provide reassurance, clarity, and help ensure that everyone is on the same page about your wishes.

We’re here to make those important conversations easier, offering a supportive and professional environment where questions can be asked and answered with compassion and clarity. From setting up wills and trusts to arranging lasting powers of attorney, we’ll ensure your family feels informed and confident about the decisions being made—now and in the future.

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Do I Need To Come To Your Office?

It's your choice - we believe in offering a personal service that works around you. That’s why we’re happy to meet you wherever you feel most comfortable—whether that’s in your own home or at our welcoming offices in Chorley. We’ll take the time to explain everything clearly, answer your questions, and guide you through your options at your pace.

We understand that estate planning decisions are significant, so we make sure you have the time, space, and support to get it right. Whether you prefer a relaxed chat over a cup of tea at home or a private appointment in our office, we’ll be there to help. Our aim is to make the whole process reassuring, clear, and completely tailored to your needs.

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I Already Have A Will, Should I Review It?

Life doesn’t stand still—and neither should your will. Major life events such as marriage, divorce, having children or grandchildren, moving home, or changes in your financial situation can all affect how your wishes should be reflected. That’s why it’s important to review your will regularly, ideally every few years or whenever a significant change occurs. Keeping your will up to date ensures that it continues to reflect your current circumstances and intentions. Without regular reviews, your will could become outdated or even invalid—potentially causing confusion, delays, or unintended outcomes for your loved ones. We make the process of reviewing and updating your will straightforward and stress-free, so you can have complete peace of mind that your affairs are always in order.

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There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £495 for a residential/buy to let mortgage or £1495 for an equity release/retirement mortgage.

Aspect Mortgages Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference 305352. The FCA do not regulate Business Buy to Let Mortgages or Estate Planning.

As independent advisers we have access to the whole market, except for deals that you can only obtain by going direct to a lender.

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