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Our First Blog!

July 04, 20253 min read

Welcome to the First Aspect Mortgages Blog!

We thought it was timely to match our brilliant new website (have you explored around?), with a friendly monthly catch-up, where we can pass you the heads-up on some of the latest news, offers, services and information our brilliant team have at their fingertips. Let’s start by getting to know each other, so you can step into summer knowing we’re ready and on your side for all your moving, mortgage, equity, insurance and finance needs.

Our Story

We’re a family-oriented team, run by Rachel & Richard Gill. You can read our full history here. What’s really important is that, over 20 years later, our founding passion for providing clear, honest guidance that clients can trust has remained just as strong, and valued by an increasing pool of new and repeat clients. We’re so proud to have grown through word-of-mouth and repeat business: proof of our integrity, dedication and personal focus. Helping clients through their changing life stages- even down the generations, now- is a privilege and responsibility that we take seriously- but not unsmilingly: building relationships, being 100% “human”, and sharing many smiles, is what makes an Aspect journey pleasurably unique.

Our Team

Because we couldn’t do it without each and every experienced and enthusiastic one of them. MD Richard steers the ship ceaselessly to our vision, supported by Rachel’s incredible wealth of experience. Operations Manager Carly Skelding inspires the team with unsurpassable energy and dedication to client care. Neil Massam and Mark Green put every client’s individual needs first for mortgage, protection and equity release expertise at Aspect HQ, while Sue Slack does the same for her fortunate clients just over the Pennines. Get to know our professional passions and personal pursuits better on our team page.

Our Outlook

Based in Chorley, we’re dedicated to being rooted in our community. Being able to purchase our office premises on St Thomas’s Road in 2022 gives us a real presence in our neighbourhood, and a welcoming open door (and coffee and biscuits) for face-to-face visits. We’ve loved gradually renovating it, introducing sustainable insulation and systems to reduce our carbon footprint, something that’s also helped us understand the revolutionary new green mortgages from the inside-out. It also enables us to support our brilliant fellow independent High Street businesses, from next-door Ebb & Flo bookshop to our fantastic regular street markets. We walk our regular cohort of “Aspect Office Dogs” in Astley Park.

Our Services-With-A-Smile

While our feet are in Chorley, our reach and know-how stretch from Shetland to the Scilly Isles. Mortgages are in our DNA, but call, drop in, or explore our website and social media, and you’ll see we provide exceptional, independent qualified advice and service for a range of property and financial requirements, including:

  • ·         First Time Buyers

  • ·         Homemovers

  • ·         Remortgages and Rate Switching

  • ·         Buy to Let

  • ·         Lifetime Mortgages (Equity Release)

  • ·         Insurance

  • ·         Wills and Estate Planning

Warmly understanding, inclusive and welcoming to everybody, group, age and lifestyle, we love the connection of meeting face-to-face, either in our comfortable office, at a venue of your choosing, or in your own home. We are also happy to connect over Zoom, phone or email- whenever and however it works for you, it’s your personal advisor’s friendly voice and face you’ll recognise, every time.

Until Next Time

Existing Aspect friends, we hope you’ve been nodding along, or maybe discovered something about us you didn’t know. New friends: we look forward to meeting you! Look out for our next monthly blog, featuring seasonal home-moving advice and a look at the fresh, friendlier face of equity release. Remember to keep up-to-date in-between on our Facebook page, where we post helpful info the minute we get it, and any questions, queries, itchy feet or big life events, never hesitate to call us on 01257 812345, or drop us an email [link]; we look forward to it.

Rachel, Richard and all at Aspect Mortgages

Richard is the Managing Director at Aspect Mortgages, which he runs with his wife Rachel.  With a wealth of mortgage, protection, and equity release experience, Richard supports the advice team and is responsible for maintaining Aspect Mortgage’s strict service standards. Richard spends his spare time with Rachel and their two children. He loves to travel, particularly in Africa & the Middle East, and is a season ticket holder at Newcastle United.

Richard DT Gill

Richard is the Managing Director at Aspect Mortgages, which he runs with his wife Rachel. With a wealth of mortgage, protection, and equity release experience, Richard supports the advice team and is responsible for maintaining Aspect Mortgage’s strict service standards. Richard spends his spare time with Rachel and their two children. He loves to travel, particularly in Africa & the Middle East, and is a season ticket holder at Newcastle United.

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Fees

There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £495 for a residential/buy to let mortgage or £1495 for an equity release/retirement mortgage.

Important Information

Aspect Mortgages Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference 305352. The FCA do not regulate Business Buy to Let Mortgages or Estate Planning.

As independent advisers we have access to the whole market, except for deals that you can only obtain by going direct to a lender. Registered in England and Wales No: 051013801. 16 St Thomas' Road, Chorley, PR7 1HR.

Your home may be repossessed if you do not keep up repayments on your mortgage.

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