Mortgage Broker in Preston, Lancashire
Family-run mortgage and equity release advisers based in Chorley, just down the road. Independent, whole-of-market advice for buyers and homeowners in Preston and across Lancashire.
Independent mortgage advice from a family firm based in Chorley, serving clients across the region and nationwide
We can meet you in person at our central Chorley office, or speak with you by phone or video call — whatever suits you best.
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As Lancashire's largest city, Preston is one of the most active property markets in the North West. From the family homes of Fulwood and Grimsargh to the terraced streets closer to the city centre, and the sought-after villages of Barton and Woodplumpton on the outskirts, the Preston area offers a wide range of properties at all price points. Average house prices in Preston sit around £185,000 - making it an accessible market for first time buyers while still offering strong value for those moving up the ladder or investing in buy to let.
Buying your first home in Preston is an exciting step and we are here to make it as straightforward as possible. We explain your options clearly, help you understand what you can afford, and guide you through every stage from your first affordability check to the day you collect your keys.
Moving home in and around Preston - whether you are upsizing for a growing family, downsizing, or relocating to the area -involves both selling your existing home and securing a new mortgage. We help you manage both sides of the process, reviewing your current deal and searching the market for the best new arrangement.
If your fixed rate is coming to an end or you want to review your current mortgage, we can search the whole market to find a new deal. Many Preston homeowners are surprised at the savings available when they switch - and we handle the application on your behalf.
Preston has a strong rental market, driven in part by the University of Central Lancashire and a growing professional population. Whether you are a first-time landlord or expanding an existing portfolio, we provide whole-of-market buy to let mortgage advice tailored to your investment goals.
Many homeowners in Preston and the surrounding area have built up significant equity in their properties over the years. If you are aged 55 or over and want to access some of that value - to supplement your retirement income, support your family, or make improvements to your home - equity release may be worth exploring.
Aspect Mortgages is a proud member of the Equity Release Council, the body that sets the highest standards for later life lending. Our specialist advisers hold the qualifications required to give equity release advice, and every lifetime mortgage we recommend includes the no negative equity guarantee and the right to remain in your home for life.
A loan secured against your home that does not need to be repaid until the property is sold - usually when you pass away or move into long term care. You keep full ownership and the right to remain in your home for life. This is the most popular form of equity release for Preston homeowners.
A type of mortgage where you pay the interest each month and the loan itself is repaid in the future when the property is sold. This can suit homeowners who want to keep regular payments manageable while staying in their home long term.
If your current mortgage deal is coming to an end and you are approaching or in retirement, we can review your options and search the market for a product that fits your circumstances - whether that is a standard remortgage or a later life lending solution.
If you already have an equity release plan in place, it is worth reviewing it periodically to make sure it still meets your needs. We can assess your existing arrangement and advise whether switching, updating, or retaining your current plan is the right move.
Why Choose Aspect Mortgages?
Independent and FCA regulated. We work for you, not for the lender
Whole of market access across 90+ lenders and leading insurers
Family run since 2004 with over 100 years of combined team experience
Local office, national reach. Serving clients across Lancashire, Greater Manchester and nationwide.
Real people, no jargon. Plain English, at your pace
Rated 5 stars across 460+ Google reviews. One of the most reviewed brokers in the North West
Fixed, transparent fee. One flat fee, no surprises.
What Our Clients Say
We're rated 5 stars across hundreds of Google reviews — here's what some of our clients have said about working with us.
Speak to an adviser today
Call us on 01257 812345, or drop us a message and we'll call you back
Areas We Cover
Preston, Chorley, Leyland, Bamber Bridge, Southport, Skelmersdale, Ormskirk, Wigan, Buckshaw Village, Worsley, Sale, Prestwich, Cheadle, Marple and Bolton. Remote advice offered nationwide.
There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £495 for a residential/buy to let mortgage or £1495 for an equity release/retirement mortgage.
Aspect Mortgages Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under FCA reference 305352. The FCA do not regulate Business Buy to Let Mortgages.
As independent advisers we have access to the whole market, except for deals that you can only obtain by going direct to a lender. Registered in England and Wales No: 051013801. 16 St Thomas' Road, Chorley, PR7 1HR.
A Lifetime Mortgage may reduce the value of your estate and could affect your entitlement to benefits. To understand the features and risks please ask us for a personalised illustration.
Your home may be repossessed if you do not keep up repayments on your mortgage.
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