Mortgage Knowhow: Practical guides and advice from Aspect mortgages
Whether you're buying your first home, moving up the ladder or reviewing your mortgage, our guides give you clear, practical answers - written by our advisers in Chorley, who do this every day.
Recent Articles
What is a Joint Borrower Sole Proprietor Mortgage and Could It Help You?
by: Sue Slack CeMAPPublished on: 08/04/2026A JBSP mortgage lets a parent boost a child's borrowing without going on the deeds. Find out how it works and whether it could be the right solution.
What Happens to My Mortgage If I Separate From My Partner?
by: Ranveer Bretherton CeMAPPublished on: 08/04/2026Separating from a partner when you have a joint mortgage raises urgent questions. Here is what you need to know and what your options are.
What Should I Look for When Choosing a Mortgage Adviser?
by: Carly SkeldingPublished on: 08/04/2026Not all mortgage advisers are the same. Here is what to look for when choosing one - and the questions worth asking before you commit.
Credit Scores and Mortgages - What You Need to Know
by: Sue Slack CeMAPPublished on: 08/04/2026Your credit score affects which mortgages you can access and at what rate. Here is how it works and what you can do to improve your chances.
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Aspect Mortgages is based in Chorley, Lancashire, but we work with clients nationwide. Whether you prefer to meet us in person at our offices or speak with one of our advisers by phone or video call, we can help you wherever you are in the UK.
We have particular experience serving homeowners and buyers across Lancashire and Greater Manchester, including Preston, Chorley, Leyland, Bamber Bridge, Southport, Skelmersdale, Ormskirk, Wigan and Bolton.
We offer specialist mortgage and financial advice across a wide range of needs, including first-time buyers, home movers, remortgages, buy-to-let, product transfers, self-employed applicants, contractors, professionals, NHS workers, large loans, adverse credit and equity release.
Fees
There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £495 for a residential/buy to let mortgage or £1495 for an equity release/retirement mortgage.
Important Information
Aspect Mortgages Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under FCA reference 305352. The FCA do not regulate Business Buy to Let Mortgages or Estate Planning.
As independent advisers we have access to the whole market, except for deals that you can only obtain by going direct to a lender. Registered in England and Wales No: 051013801. 16 St Thomas' Road, Chorley, PR7 1HR.
Your home may be repossessed if you do not keep up repayments on your mortgage.
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