Later Life Planning
Equity release guides and advice written by our Chorley-based advisers, including Rachel Gill, one of Lancashire's most experienced equity release specialists. Clear, honest answers in plain English. When you are ready to talk through your own situation, get in touch.
Proud Member of the Equity Release Council
As members, every lifetime mortgage plan we recommend includes the No Negative Equity Guarantee and the Right to Remain in your home for life. Both protections are built into every ERC-approved plan as part of the Council's Code of Conduct.
Recent Articles
Using Equity Release to Boost Your Retirement Income
by: Neil Massam CertPFS, CertCII (MP)Published on: 06/06/2026Could equity release boost your retirement income? Here's what you need to know before making any decisions.
Can I Get Equity Release If I Have an Existing Mortgage?
by: Rachel Gill BA (Hons), CeMAP, CeRERPublished on: 04/06/2026Yes, you can get equity release with an existing mortgage. Here's how it works and what you need to know first.
Why Are Equity Release Interest Rates Higher Than Standard Mortgages?
by: Neil Massam CertPFS, CertCII (MP)Published on: 04/06/2026Why equity release interest rates are higher than standard mortgages, and what drives the difference.
Is Equity Release a Mortgage?
by: Neil Massam CertPFS, CertCII (MP)Published on: 04/06/2026Yes, equity release is a mortgage. Find out how it works, why it has stronger consumer protections, and what makes it so flexible.
Stay Connected
Follow Aspect Mortgages on social media for regular updates and insights. Ready to speak to an adviser? Visit our mortgage advice, equity release, or specialist mortgage pages, or get in touch directly.
Areas We Cover
Remote advice offered nationwide.
There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £495 for a residential/buy to let mortgage or £1495 for an equity release/retirement mortgage.
Aspect Mortgages Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under FCA reference 305352. The FCA do not regulate Business Buy to Let Mortgages.
As independent advisers we have access to the whole market, except for deals that you can only obtain by going direct to a lender. Registered in England and Wales No: 051013801. 16 St Thomas' Road, Chorley, PR7 1HR.
A Lifetime Mortgage may reduce the value of your estate and could affect your entitlement to benefits. To understand the features and risks please ask us for a personalised illustration.
Your home may be repossessed if you do not keep up repayments on your mortgage.
© Copyright 2026 Aspect Mortgages Limited