UK Equity Release News, Advice & Market Insights
The mortgage market moves fast — rates change, rules shift, and new products appear regularly. Our advisers keep a close eye on all of it, so these articles give you clear, practical guidance you can actually use. Whether you're buying, remortgaging, protecting your family or planning for later life, you'll find straightforward answers here — written by our team here in Chorley, who do this every day.
Recent Articles
Equity Release and Inheritance - What Happens to Your Estate?
Worried about what equity release means for your estate? This guide from Aspect Mortgages explains the impact on inheritance, how inheritance protection works, and how to balance your needs with what ... ...more
Equity Release Explained
April 06, 2026•5 min read
What Is the Equity Release Council and Why Does It Matter?
The Equity Release Council sets the consumer protection standards for equity release in the UK. This guide from Aspect Mortgages explains what it is, what protections it provides, and why membership m... ...more
Equity Release Explained
April 06, 2026•5 min read
How Does Interest Roll-Up Work on a Lifetime Mortgage?
Interest roll-up means no monthly repayments - but the balance grows over time. This plain English guide from Aspect Mortgages explains exactly how it works, with real figures, and what you can do to ... ...more
Equity Release Explained
April 06, 2026•5 min read
What Is a Drawdown Lifetime Mortgage and How Does It Work?
A drawdown lifetime mortgage lets you release equity in stages rather than all at once - and can save significant interest over time. This guide from Aspect Mortgages explains exactly how it works. ...more
Equity Release Explained
April 06, 2026•5 min read
How Much Equity Can I Release From My Home?
How much equity can you release from your home? This guide from Aspect Mortgages explains the key factors - including age, property value, and health - and how to find out your personal maximum. ...more
Equity Release Explained
April 06, 2026•5 min read
What are the alternatives to equity release?
Equity release is not the only option for homeowners wanting to access property wealth. This guide from Aspect Mortgages covers the main alternatives - from downsizing to retirement interest-only mort... ...more
Later Life Planning
April 06, 2026•5 min read
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Aspect Mortgages is based in Chorley, Lancashire, but we work with clients nationwide. Whether you prefer to meet us in person at our offices or speak with one of our advisers by phone or video call, we can help you wherever you are in the UK.
We have particular experience serving homeowners and buyers across Lancashire and Greater Manchester, including Preston, Chorley, Leyland, Bamber Bridge, Southport, Skelmersdale, Ormskirk, Wigan and Bolton.
We offer specialist mortgage and financial advice across a wide range of needs, including first-time buyers, home movers, remortgages, buy-to-let, product transfers, self-employed applicants, contractors, professionals, NHS workers, large loans, adverse credit and equity release.
Fees
There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £495 for a residential/buy to let mortgage or £1495 for an equity release/retirement mortgage.
Important Information
Aspect Mortgages Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under FCA reference 305352. The FCA do not regulate Business Buy to Let Mortgages or Estate Planning.
As independent advisers we have access to the whole market, except for deals that you can only obtain by going direct to a lender. Registered in England and Wales No: 051013801. 16 St Thomas' Road, Chorley, PR7 1HR.
Your home may be repossessed if you do not keep up repayments on your mortgage.
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