Real Equity Release Case Studies From Our Clients
Every homeowner's situation is different — and so is every equity release journey. These case studies are drawn from real clients we've helped across Lancashire and the North West, covering a range of circumstances from funding early retirement and helping family onto the property ladder, to clearing interest-only mortgages and moving to a more suitable home. All names have been changed to protect privacy. We hope their stories help you understand what equity release could mean for you.
Recent Articles
Equity Release - Using a Drawdown Lifetime Mortgage to Fund Early Retirement
Robert and Andrea wanted to retire early but their pension pots weren't quite enough. This case study shows how a drawdown lifetime mortgage in Southport bridged the gap without any monthly repayments... ...more
Case Studies
April 06, 2026•6 min read
Equity Release - Using a Lifetime Mortgage to Buy the Right Home in Retirement
Tony and Adam wanted to downsize to a bungalow in Preston but the right properties were out of reach. This case study shows how a lifetime mortgage gave them the budget they needed without giving up t... ...more
Case Studies
April 06, 2026•6 min read
Equity Release - Using a Lifetime Mortgage to Clear an Interest-Only Debt
Norman faced repossession when his interest-only mortgage ended and he could not repay the balance. This case study shows how a lifetime mortgage in Bolton cleared the debt and secured his home for li... ...more
Case Studies
April 06, 2026•6 min read
Equity Release - Helping Family onto the Property Ladder
A Chorley couple in their late 60s wanted to help their granddaughter buy her first home - but had real concerns about inheritance and their own security. This case study explains how a flexible lifet... ...more
Case Studies
February 27, 2026•4 min read
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Fees
There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £495 for a residential/buy to let mortgage or £1495 for an equity release/retirement mortgage.
Important Information
Aspect Mortgages Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under FCA reference 305352. The FCA do not regulate Business Buy to Let Mortgages or Estate Planning.
As independent advisers we have access to the whole market, except for deals that you can only obtain by going direct to a lender. Registered in England and Wales No: 051013801. 16 St Thomas' Road, Chorley, PR7 1HR.
Your home may be repossessed if you do not keep up repayments on your mortgage.
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