Mortgage Guides & Advice
Practical, plain English guides written by our Chorley-based advisers, covering everything from buying your first home to reviewing your mortgage. When you are ready to act on what you have read, our mortgage advice service is here to help.
Recent Articles
Getting a Self-Employed Mortgage Using Net Profit
by: Mark Green CeMAPPublished on: 11/09/2026How mortgage lenders assess net profit for sole traders, partners and company directors.
Open Banking and Your Mortgage
by: Hayley Kirk CeMAPPublished on: 04/06/2026Open banking is changing how lenders check your finances. Here's what it means for your mortgage application.
Getting a Mortgage When You're Self-Employed: What Lenders Look For
by: Ranveer Bretherton CeMAPPublished on: 03/06/2026Self-employed and unsure how to get a mortgage? We explain what lenders check and how to prepare.
Why Google Reviews Matter - For Us, and For You
by: Carly SkeldingPublished on: 08/04/2026Google reviews mean everything to a small family firm like ours. Here is how they work, why they matter, and what they tell you before you pick up the phone.
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There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £495 for a residential/buy to let mortgage or £1,495 for an equity release/retirement mortgage.
Aspect Mortgages Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under FCA reference 305352. The FCA do not regulate Business Buy to Let Mortgages.
As independent advisers we have access to the whole market, except for deals that you can only obtain by going direct to a lender. Registered in England and Wales No: 05103801. 16 St Thomas' Road, Chorley, PR7 1HR.
A Lifetime Mortgage may reduce the value of your estate and could affect your entitlement to benefits. To understand the features and risks please ask us for a personalised illustration.
Your home may be repossessed if you do not keep up repayments on your mortgage.
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