Mortgage Guides & Advice
Practical, plain English guides written by our Chorley-based advisers, covering everything from buying your first home to reviewing your mortgage. When you are ready to act on what you have read, our mortgage advice service is here to help.
Recent Articles
The Renters' Rights Act Is Now in Force: What It Means for Your Buy-to-Let Mortgage
by: Mark Green CeMAPPublished on: 01/05/2026The Renters' Rights Act is now in force. Here's what it means for your buy-to-let mortgage.
Buy to Let in Your Own Name or Through a Limited Company - Which is Right for You?
by: Sue Slack CeMAPPublished on: 08/04/2026Should you buy your next rental property personally or through a limited company SPV? Here is what landlords need to understand before deciding.
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There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £495 for a residential/buy to let mortgage or £1495 for an equity release/retirement mortgage.
Aspect Mortgages Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under FCA reference 305352. The FCA do not regulate Business Buy to Let Mortgages.
As independent advisers we have access to the whole market, except for deals that you can only obtain by going direct to a lender. Registered in England and Wales No: 051013801. 16 St Thomas' Road, Chorley, PR7 1HR.
A Lifetime Mortgage may reduce the value of your estate and could affect your entitlement to benefits. To understand the features and risks please ask us for a personalised illustration.
Your home may be repossessed if you do not keep up repayments on your mortgage.
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