Mortgage Guides & Advice

Practical, plain English guides written by our Chorley-based advisers, covering everything from buying your first home to reviewing your mortgage. When you are ready to act on what you have read, our mortgage advice service is here to help.

Recent Articles

Proud to Be the First: Aspect Mortgages Joins the Chorley FC Community Foundation

Proud to Be the First: Aspect Mortgages Joins the Chorley FC Community Foundationby: Carly SkeldingPublished on: 09/05/2026

We are proud to be the first business to sign up as a Friend of the Chorley FC Community Foundation.

Community & News
Proud to Be the First: Aspect Mortgages Joins the Chorley FC Community Foundation

Why Google Reviews Matter - For Us, and For You

Why Google Reviews Matter - For Us, and For Youby: Carly SkeldingPublished on: 08/04/2026

Google reviews mean everything to a small family firm like ours. Here is how they work, why they matter, and what they tell you before you pick up the phone.

Community & News
Why Google Reviews Matter - For Us, and For You

Why Has the War in the Middle East Pushed Up Mortgage Rates?

Why Has the War in the Middle East Pushed Up Mortgage Rates?by: Richard Gill BSc (Hons), Adv CeMAP, CeRER Published on: 08/04/2026

The Middle East conflict has pushed mortgage rates higher in the UK. Here is why - and what it means if you are buying, remortgaging, or coming off a fixed rate.

Community & News
Why Has the War in the Middle East Pushed Up Mortgage Rates?

Aspect Mortgages - Independent Mortgage and Equity Release Advice in Chorley

Aspect Mortgages - Independent Mortgage and Equity Release Advice in Chorleyby: Richard Gill BSc (Hons), Adv CeMAP, CeRER Published on: 04/07/2025

Aspect Mortgages is an independent mortgage and equity release brokerage in Chorley, Lancashire. Meet the team, find out how we work, and discover how we can help you.

Community & News
Aspect Mortgages - Independent Mortgage and Equity Release Advice in Chorley

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Follow Aspect Mortgages on social media for regular updates and insights. Ready to speak to an adviser? Visit our mortgage advice, equity release, or specialist mortgage pages, or get in touch directly.

There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £495 for a residential/buy to let mortgage or £1495 for an equity release/retirement mortgage.

Aspect Mortgages Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under FCA reference 305352. The FCA do not regulate Business Buy to Let Mortgages.

As independent advisers we have access to the whole market, except for deals that you can only obtain by going direct to a lender. Registered in England and Wales No: 051013801. 16 St Thomas' Road, Chorley, PR7 1HR.

A Lifetime Mortgage may reduce the value of your estate and could affect your entitlement to benefits. To understand the features and risks please ask us for a personalised illustration.

Your home may be repossessed if you do not keep up repayments on your mortgage.

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