No. You simply make an introduction. All regulated mortgage advice sits entirely with Aspect, so the advice, the recommendation and the responsibility are ours.

Not at all. Because we're whole-of-market and tied to no bank or estate agency, referring to us protects your objectivity rather than compromising it. You're sending clients to genuinely independent advice.

They're looked after by our team exactly the way you would look after them, with clear advice by phone, video or in our Chorley offices. You can stay updated at every stage, so you always know where things stand.

No. The portal makes referring and tracking simple, but you can refer just as easily by form or email and we'll keep you updated directly.

Sometimes, yes. Some partners take a fee for the clients they refer; many refer simply because they trust the outcome and value having somewhere safe to send their clients. There's no fixed arrangement. When we talk, we'll agree something that works for you and your firm.