Ranveer Bretherton
Mortgage and Protection Specialist
Ranveer joined Aspect Mortgages with a background in financial services stretching back to 2002, qualifying as a mortgage adviser in 2021. She specialises in mortgages and protection, and is particularly well placed to help first-time buyers and home movers through what can be one of the most significant decisions of their lives. Personable, knowledgeable and straightforward to deal with, she is exactly the kind of adviser clients feel at ease with from the first conversation.
16 St Thomas's Road, Chorley, PR7 1HR
Ranveer brings over 20 years of experience in financial services to her role at Aspect, with a focus on mortgages and protection. That breadth of background gives her a solid understanding of the wider financial landscape, which means she can put a client's mortgage decision into proper context rather than looking at it in isolation. She is particularly good with first-time buyers and home movers, people who often have a lot of questions and benefit from an adviser who takes the time to answer them properly.
Clear, practical and genuinely easy to talk to, Ranveer takes pride in making sure clients leave every conversation feeling better informed than when they arrived.
Outside work, Ranveer is a proud Chorley local. She lives with her husband and son, enjoys running and makes the most of any time she gets with her dogs.
What Ranveer's clients say
Ranveer has helped hundreds of homeowners understand their mortgage options. Here is what some of them have to say.
Mortgage news from Ranveer
Ranveer doesn't just arrange mortgages. She keeps clients informed about what's happening in the market, what it means for them, and what to think about next. Here's her take on some of the topics that come up most often.
How to Buy Out Your Help to Buy Equity Loan: A Step-by-Step Guide
A step-by-step guide to repaying your Help to Buy equity loan through a remortgage. ...more
Remortgaging
April 15, 2026•5 min read
What Happens to My Mortgage If I Separate From My Partner?
Separating from a partner when you have a joint mortgage raises urgent questions. Here is what you need to know and what your options are. ...more
Mortgage Guides
April 08, 2026•5 min read
What is a Mortgage in Principle and Do I Need One?
A mortgage in principle shows sellers you are a serious buyer. Find out what it is, how to get one, and whether you actually need it. ...more
Home Buyers
April 08, 2026•4 min read
First Time Buyer Checklist - Everything You Need to Do Before You Buy
Buying your first home? This step-by-step checklist from Aspect Mortgages covers everything you need to do - from checking your credit score to picking up your keys - in plain English. ...more
Home Buyers
April 06, 2026•6 min read
Areas We Cover
Remote advice offered nationwide.
There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £495 for a residential/buy to let mortgage or £1495 for an equity release/retirement mortgage.
Aspect Mortgages Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under FCA reference 305352. The FCA do not regulate Business Buy to Let Mortgages.
As independent advisers we have access to the whole market, except for deals that you can only obtain by going direct to a lender. Registered in England and Wales No: 051013801. 16 St Thomas' Road, Chorley, PR7 1HR.
A Lifetime Mortgage may reduce the value of your estate and could affect your entitlement to benefits. To understand the features and risks please ask us for a personalised illustration.
Your home may be repossessed if you do not keep up repayments on your mortgage.
© Copyright 2026 Aspect Mortgages Limited