Meet the Aspect Mortgages Team

We're a family-run firm and that shapes everything about how we work. Our advisers have an average of over 20 years' experience in financial services, and most of our clients come to us through personal recommendation, often asking to work with a specific person by name. Whether you've been referred to us or you're finding us for the first time, here's who you'll be working with.

Richard Gill Managing Director of Aspect Mortgages providing independent mortgage and insurance advice

Richard Gill

BSc (Hons), Adv CeMAP, CERER

Managing Director

Rachel Gill Director of Aspect Mortgages specialist in equity release and estate planning advice

Rachel Gill

BA (Hons), CeMAP, CERER

Director and Equity Release Adviser

Neil Massam mortgage equity release and protection expert at Aspect Mortgages supporting UK clients

Neil Massam

CERT PFS, CERT CII (MP)

Mortgage and Equity Release Adviser

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Sue Slack mortgage and protection expert at Aspect Mortgages delivering friendly professional advice

Sue Slack

CeMAP

Mortgage and Protection Adviser

Mark Green mortgage and protection expert at Aspect Mortgages providing clear independent advice

Mark Green

CeMAP

Mortgage and Protection Adviser

Ranveer Bretherton Mortgage Advisor Chorley

Ranveer Bretherton

CeMAP

Mortgage and Protection Adviser

Hayley Kirk case manager for Aspect Mortgages Chorley

Hayley Kirk

CeMAP

Mortgage and Protection Case Manager

Carly Skelding Operations Manager at Aspect Mortgages offering trusted mortgage and protection advice

Carly Skelding

Operations Manager

What Our Clients Say

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Call us on 01257 812345, or drop us a message and we'll call you back

There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £495 for a residential/buy to let mortgage or £1495 for an equity release/retirement mortgage.

Aspect Mortgages Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under FCA reference 305352. The FCA do not regulate Business Buy to Let Mortgages.

As independent advisers we have access to the whole market, except for deals that you can only obtain by going direct to a lender. Registered in England and Wales No: 051013801. 16 St Thomas' Road, Chorley, PR7 1HR.

A Lifetime Mortgage may reduce the value of your estate and could affect your entitlement to benefits. To understand the features and risks please ask us for a personalised illustration.

Your home may be repossessed if you do not keep up repayments on your mortgage.

© Copyright 2026 Aspect Mortgages Limited