Mortgage Guides & Advice
Practical, plain English guides written by our Chorley-based advisers, covering everything from buying your first home to reviewing your mortgage. When you are ready to act on what you have read, our mortgage advice service is here to help.
Recent Articles
The Mortgage Process Explained: From First Enquiry to Completion
by: Carly SkeldingPublished on: 05/11/2026How the mortgage process works from your first enquiry to completion and beyond: getting your adviser, joining the client portal, the factfind, research, application, offer, solicitor work and your review at the end of the deal.
Property Surveys Explained: Valuations, Survey Levels and Specialist Reports
by: Richard Gill BSc (Hons), Adv CeMAP, CeRER Published on: 05/11/2026What a property survey tells you about a home, how it differs from the valuation your lender carries out, what the three RICS survey levels cover, and when a specialist report such as damp and timber is worth having. A plain English guide.
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Areas We Cover
Remote advice offered nationwide.
There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £495 for a residential/buy to let mortgage or £1,495 for an equity release/retirement mortgage.
Aspect Mortgages Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under FCA reference 305352. The FCA do not regulate Business Buy to Let Mortgages.
As independent advisers we have access to the whole market, except for deals that you can only obtain by going direct to a lender. Registered in England and Wales No: 05103801. 16 St Thomas' Road, Chorley, PR7 1HR.
A Lifetime Mortgage may reduce the value of your estate and could affect your entitlement to benefits. To understand the features and risks please ask us for a personalised illustration.
Your home may be repossessed if you do not keep up repayments on your mortgage.
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