Later Life Planning: Equity Release Guides & Advice from Aspect Mortgages
Thinking about equity release but not sure where to start? Our guides explain how lifetime mortgages and home reversion plans work, what to watch out for, and how to decide if releasing equity from your home is right for you. Written by our qualified advisers - including Rachel Gill, one of Lancashire's most experienced equity release specialists - these guides give you clear, honest answers in plain English.
Recent Articles
Equity Release and Inheritance - What Happens to Your Estate?
by: Richard Gill BSc (Hons), Adv CeMAP, CeRER Published on: 06/04/2026Worried about what equity release means for your estate? This guide from Aspect Mortgages explains the impact on inheritance, how inheritance protection works, and how to balance your needs with what you pass on.
How Much Equity Can I Release From My Home?
by: Richard Gill BSc (Hons), Adv CeMAP, CeRER Published on: 06/04/2026How much equity can you release from your home? This guide from Aspect Mortgages explains the key factors - including age, property value, and health - and how to find out your personal maximum.
What are the alternatives to equity release?
by: Richard Gill BSc (Hons), Adv CeMAP, CeRER Published on: 06/04/2026Equity release is not the only option for homeowners wanting to access property wealth. This guide from Aspect Mortgages covers the main alternatives - from downsizing to retirement interest-only mortgages.
Equity Release Pros and Cons - What You Need to Know Before Deciding
by: Richard Gill BSc (Hons), Adv CeMAP, CeRER Published on: 06/04/2026What are the pros and cons of equity release? This plain English guide from Aspect Mortgages sets out the key advantages and disadvantages to help you decide whether it is worth exploring further.
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Fees
There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £495 for a residential/buy to let mortgage or £1495 for an equity release/retirement mortgage.
Important Information
Aspect Mortgages Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under FCA reference 305352. The FCA do not regulate Business Buy to Let Mortgages or Estate Planning.
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