Equity Release Jargon Buster: A Plain English A–Z Guide for UK Homeowners
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Later Life Planning
Equity release guides and advice written by our Chorley-based advisers, including Rachel Gill, one of Lancashire's most experienced equity release specialists. Clear, honest answers in plain English. When you are ready to talk through your own situation, get in touch.
Proud Member of the Equity Release Council
As members, every lifetime mortgage plan we recommend includes the No Negative Equity Guarantee and the Right to Remain in your home for life. Both protections are built into every ERC-approved plan as part of the Council's Code of Conduct.
Thinking About Your Own Situation?
If reading this has prompted questions about your own situation, we'd be happy to talk it through. There's no obligation, and our initial conversations are always about understanding your circumstances first. You can reach the Aspect Mortgages team on 01257 812345, or visit our equity release page to learn more about how the process works.
There will be a fee for equity release advice. The precise amount will depend on your circumstances but we estimate this will be £1,495. Equity release will reduce the value of your estate and may affect your entitlement to means-tested benefits.
Stay Connected
Follow Aspect Mortgages on social media for regular updates and insights. Ready to speak to an adviser? Visit our mortgage advice, equity release, or specialist mortgage pages, or get in touch directly.
Areas We Cover
Remote advice offered nationwide.
There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £495 for a residential/buy to let mortgage or £1495 for an equity release/retirement mortgage.
Aspect Mortgages Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under FCA reference 305352. The FCA do not regulate Business Buy to Let Mortgages.
As independent advisers we have access to the whole market, except for deals that you can only obtain by going direct to a lender. Registered in England and Wales No: 051013801. 16 St Thomas' Road, Chorley, PR7 1HR.
A Lifetime Mortgage may reduce the value of your estate and could affect your entitlement to benefits. To understand the features and risks please ask us for a personalised illustration.
Your home may be repossessed if you do not keep up repayments on your mortgage.
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