Thank You
We pick up every enquiry personally and will be in touch shortly, usually the same day. If you'd prefer not to wait, call us on 01257 812345.
Expert advice from our team
Our advisers share their knowledge on mortgages, equity release and protection — in plain English.
Open Banking and Your Mortgage
Open banking is changing how lenders check your finances. Here's what it means for your mortgage application. ...more
Mortgage Guides
June 04, 2026•5 min read
Your Mortgage Deal Is Ending. Here's Why You Should Think Beyond a Simple Rate Switch
Your mortgage deal ending? Don't just auto-renew. Here's how to review your options and save money. ...more
Remortgaging
June 03, 2026•5 min read
What Is an EPC Rating and Why Does It Matter for Your Buy-to-Let Mortgage?
EPC rules for landlords are tightening. Here's what your property's energy rating means for your BTL mortgage. ...more
Buy to Let
June 03, 2026•4 min read
Should I Fix My Mortgage Now or Wait for Rates to Come Down?
Unsure whether to lock in a fixed rate or hold off? We weigh up the key factors to help you decide. ...more
Remortgaging
June 03, 2026•4 min read
Getting a Mortgage When You're Self-Employed: What Lenders Look For
Self-employed and unsure how to get a mortgage? We explain what lenders check and how to prepare. ...more
Mortgage Guides
June 03, 2026•4 min read
Could you buy your first home with just £5,000 saved?
Halifax's new £5,000 deposit mortgage could help first-time buyers get on the ladder sooner. ...more
Home Buyers
May 12, 2026•3 min read
What our customers say.
Rated 5 stars across 470+ Google reviews, one of the most reviewed mortgage brokers in the North West.
Areas We Cover
Remote advice offered nationwide.
There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £495 for a residential/buy to let mortgage or £1495 for an equity release/retirement mortgage.
Aspect Mortgages Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under FCA reference 305352. The FCA do not regulate Business Buy to Let Mortgages.
As independent advisers we have access to the whole market, except for deals that you can only obtain by going direct to a lender. Registered in England and Wales No: 051013801. 16 St Thomas' Road, Chorley, PR7 1HR.
A Lifetime Mortgage may reduce the value of your estate and could affect your entitlement to benefits. To understand the features and risks please ask us for a personalised illustration.
Your home may be repossessed if you do not keep up repayments on your mortgage.
© Copyright 2026 Aspect Mortgages Limited