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We pick up every enquiry personally and will be in touch shortly, usually the same day. If you'd prefer not to wait, call us on 01257 812345.
Expert advice from our team
Our advisers share their knowledge on mortgages, equity release and protection — in plain English.
Should I pay exit fees to switch to a better mortgage rate?
Thinking of paying an exit fee to switch rates? Here's how to weigh the costs before deciding. ...more
Remortgaging
July 07, 2026•5 min read
Using the Lifetime ISA to Buy Your First Home
How the Lifetime ISA works for first-time buyers, plus the changes coming from 2028. ...more
Home Buyers
July 06, 2026•6 min read
How Much Stamp Duty Will You Actually Pay? Our New Calculator Tells You
Work out your stamp duty in seconds with our free 2026 calculator covering all four UK nations. ...more
Home Buyers
July 02, 2026•3 min read
What the 2026 Homebuying Reforms Mean for You
Government homebuying reforms 2026: sales packs, binding contracts and digital tools explained for buyers. ...more
Home Buyers
June 19, 2026•3 min read
Open Banking and Your Mortgage
Open banking is changing how lenders check your finances. Here's what it means for your mortgage application. ...more
Mortgage Guides
June 04, 2026•5 min read
Your Mortgage Deal Is Ending. Here's Why You Should Think Beyond a Simple Rate Switch
Your mortgage deal ending? Don't just auto-renew. Here's how to review your options and save money. ...more
Remortgaging
June 03, 2026•5 min read
What our customers say
Rated 5 stars across 470+ Google reviews, one of the most reviewed mortgage brokers in the North West.
Areas We Cover
Remote advice offered nationwide.
There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £495 for a residential/buy to let mortgage or £1495 for an equity release/retirement mortgage.
Aspect Mortgages Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under FCA reference 305352. The FCA do not regulate Business Buy to Let Mortgages.
As independent advisers we have access to the whole market, except for deals that you can only obtain by going direct to a lender. Registered in England and Wales No: 05103801. 16 St Thomas' Road, Chorley, PR7 1HR.
A Lifetime Mortgage may reduce the value of your estate and could affect your entitlement to benefits. To understand the features and risks please ask us for a personalised illustration.
Your home may be repossessed if you do not keep up repayments on your mortgage.
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