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We pick up every enquiry personally and will be in touch shortly, usually the same day. If you'd prefer not to wait, call us on 01257 812345.
Expert advice from our team
Our advisers share their knowledge on mortgages, equity release and protection — in plain English.
Getting a Self-Employed Mortgage Using Net Profit
How mortgage lenders assess net profit for sole traders, partners and company directors. ...more
Mortgage Guides
September 11, 2026•5 min read
Can I Get a Mortgage as a First Time Buyer? Seven Myths That Could Be Ruling You Out
58% of first time buyers rule themselves out before applying. Most are wrong. Seven myths, busted. ...more
Home Buyers
August 20, 2026•5 min read
Getting a Mortgage With Just One Year's Accounts
Newly self-employed? How to get a mortgage with one year's accounts and what lenders want to see. ...more
Remortgaging ,Home Buyers
August 05, 2026•2 min read
A First-Time Landlord's Guide to Buy-to-Let Mortgages
A first-time landlord's guide to buy-to-let mortgages: deposits, rental cover, costs and tax. ...more
Buy to Let
August 05, 2026•3 min read
Should I pay exit fees to switch to a better mortgage rate?
Thinking of paying an exit fee to switch rates? Here's how to weigh the costs before deciding. ...more
Remortgaging
July 07, 2026•5 min read
Using the Lifetime ISA to Buy Your First Home
How the Lifetime ISA works for first-time buyers, plus the changes coming from 2028. ...more
Home Buyers
July 06, 2026•6 min read
What our customers say
Rated 5 stars across 500+ Google reviews, one of the most reviewed mortgage brokers in the North West.
Areas We Cover
Remote advice offered nationwide.
There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £495 for a residential/buy to let mortgage or £1,495 for an equity release/retirement mortgage.
Aspect Mortgages Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under FCA reference 305352. The FCA do not regulate Business Buy to Let Mortgages.
As independent advisers we have access to the whole market, except for deals that you can only obtain by going direct to a lender. Registered in England and Wales No: 05103801. 16 St Thomas' Road, Chorley, PR7 1HR.
A Lifetime Mortgage may reduce the value of your estate and could affect your entitlement to benefits. To understand the features and risks please ask us for a personalised illustration.
Your home may be repossessed if you do not keep up repayments on your mortgage.
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