Mortgage Knowhow: Practical guides and advice from Aspect mortgages
Whether you're buying your first home, moving up the ladder or reviewing your mortgage, our guides give you clear, practical answers - written by our advisers in Chorley, who do this every day.
Recent Articles
Equity Release Explained - What Our Mortgage Clients Need to Know
by: Rachel Gill BA (Hons), CeMAP, CeRERPublished on: 06/04/2026Already a mortgage client with Aspect? Here is what you need to know about equity release - what it is, who it suits, how the process works, and how modern lifetime mortgages differ from the past.
Three Mortgage Moves That Could Save You Money Right Now
by: Rachel Gill BA (Hons), CeMAP, CeRERPublished on: 01/12/2025Are you paying more on your mortgage than you need to? These three practical tips from Aspect Mortgages could save you thousands - and most of them take less than an hour to act on.
Moving Home or Reviewing Your Mortgage in Winter - Is It Worth It?
by: Rachel Gill BA (Hons), CeMAP, CeRERPublished on: 25/11/2025Winter is the UK's least popular time to move home - but that can work in your favour. This guide explains the advantages of winter moving and why it is also the best time to review your mortgage.
Equity Release - How our clients funded early retirement
by: Rachel Gill BA (Hons), CeMAP, CeRERPublished on: 07/10/2025Bridging the gap between stopping work and receiving pension income can be a challenge. Read on to see how we helped Robert and Andrea fund early retirement:
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Aspect Mortgages is based in Chorley, Lancashire, but we work with clients nationwide. Whether you prefer to meet us in person at our offices or speak with one of our advisers by phone or video call, we can help you wherever you are in the UK.
We have particular experience serving homeowners and buyers across Lancashire and Greater Manchester, including Preston, Chorley, Leyland, Bamber Bridge, Southport, Skelmersdale, Ormskirk, Wigan, Buckshaw Village, Worsley and Bolton.
We offer specialist mortgage and financial advice across a wide range of needs, including first-time buyers, home movers, remortgages, buy-to-let, product transfers, self-employed applicants, contractors, professionals, NHS workers, large loans, adverse credit and equity release.
Fees
There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £495 for a residential/buy to let mortgage or £1495 for an equity release/retirement mortgage.
Important Information
Aspect Mortgages Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under FCA reference 305352. The FCA do not regulate Business Buy to Let Mortgages or Estate Planning.
As independent advisers we have access to the whole market, except for deals that you can only obtain by going direct to a lender. Registered in England and Wales No: 051013801. 16 St Thomas' Road, Chorley, PR7 1HR.
Your home may be repossessed if you do not keep up repayments on your mortgage.
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