Mortgage Knowhow: Practical guides and advice from Aspect mortgages
Whether you're buying your first home, moving up the ladder or reviewing your mortgage, our guides give you clear, practical answers - written by our advisers in Chorley, who do this every day.
Recent Articles
Can I Take My Mortgage With Me When I Move Home?
by: Mark Green CeMAPPublished on: 08/04/2026Porting lets you take your existing mortgage deal to your new home. Here is how it works, when it makes sense, and when you might be better off switching.
Should I use a mortgage broker or go direct to a lender?
by: Mark Green CeMAPPublished on: 08/04/2026Going direct to a lender might seem simpler, but it could cost you. Here is an honest look at the difference between using a broker and going direct.
Fixed or Tracker Mortgage - Which Should You Choose?
by: Mark Green CeMAPPublished on: 08/04/2026Not sure whether to fix your mortgage rate or go with a tracker? This guide explains the difference and helps you decide what suits your situation.
Remortgage Checklist - What to Do When Your Mortgage Deal Is Ending
by: Mark Green CeMAPPublished on: 06/04/2026Is your mortgage deal ending soon? This step-by-step remortgage checklist from Aspect Mortgages explains what to do and when - so you avoid rolling onto your lender's standard variable rate.
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Aspect Mortgages is based in Chorley, Lancashire, but we work with clients nationwide. Whether you prefer to meet us in person at our offices or speak with one of our advisers by phone or video call, we can help you wherever you are in the UK.
We have particular experience serving homeowners and buyers across Lancashire and Greater Manchester, including Preston, Chorley, Leyland, Bamber Bridge, Southport, Skelmersdale, Ormskirk, Wigan and Bolton.
We offer specialist mortgage and financial advice across a wide range of needs, including first-time buyers, home movers, remortgages, buy-to-let, product transfers, self-employed applicants, contractors, professionals, NHS workers, large loans, adverse credit and equity release.
Fees
There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £495 for a residential/buy to let mortgage or £1495 for an equity release/retirement mortgage.
Important Information
Aspect Mortgages Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under FCA reference 305352. The FCA do not regulate Business Buy to Let Mortgages or Estate Planning.
As independent advisers we have access to the whole market, except for deals that you can only obtain by going direct to a lender. Registered in England and Wales No: 051013801. 16 St Thomas' Road, Chorley, PR7 1HR.
Your home may be repossessed if you do not keep up repayments on your mortgage.
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