Mortgage Guides & Advice
Practical, plain English guides written by our Chorley-based advisers, covering everything from buying your first home to reviewing your mortgage. When you are ready to act on what you have read, our mortgage advice service is here to help.
Recent Articles
Using the Lifetime ISA to Buy Your First Home
von: Mark Green CeMAPVeröffentlicht am: 06/07/2026How the Lifetime ISA works for first-time buyers, plus the changes coming from 2028.
Should I Fix My Mortgage Now or Wait for Rates to Come Down?
von: Mark Green CeMAPVeröffentlicht am: 03/06/2026Unsure whether to lock in a fixed rate or hold off? We weigh up the key factors to help you decide.
The Renters' Rights Act Is Now in Force: What It Means for Your Buy-to-Let Mortgage
von: Mark Green CeMAPVeröffentlicht am: 01/05/2026The Renters' Rights Act is now in force. Here's what it means for your buy-to-let mortgage.
Can I Take My Mortgage With Me When I Move Home?
von: Mark Green CeMAPVeröffentlicht am: 08/04/2026Porting lets you take your existing mortgage deal to your new home. Here is how it works, when it makes sense, and when you might be better off switching.
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There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £495 for a residential/buy to let mortgage or £1495 for an equity release/retirement mortgage.
Aspect Mortgages Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under FCA reference 305352. The FCA do not regulate Business Buy to Let Mortgages.
As independent advisers we have access to the whole market, except for deals that you can only obtain by going direct to a lender. Registered in England and Wales No: 05103801. 16 St Thomas' Road, Chorley, PR7 1HR.
A Lifetime Mortgage may reduce the value of your estate and could affect your entitlement to benefits. To understand the features and risks please ask us for a personalised illustration.
Your home may be repossessed if you do not keep up repayments on your mortgage.
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