Mortgage Knowhow: Practical guides and advice from Aspect mortgages
Whether you're buying your first home, moving up the ladder or reviewing your mortgage, our guides give you clear, practical answers - written by our advisers in Chorley, who do this every day.
Recent Articles
What Happens to My Mortgage If I Separate From My Partner?
by: Ranveer Bretherton CeMAPPublished on: 08/04/2026Separating from a partner when you have a joint mortgage raises urgent questions. Here is what you need to know and what your options are.
What is a Mortgage in Principle and Do I Need One?
by: Ranveer Bretherton CeMAPPublished on: 08/04/2026A mortgage in principle shows sellers you are a serious buyer. Find out what it is, how to get one, and whether you actually need it.
First Time Buyer Checklist - Everything You Need to Do Before You Buy
by: Ranveer Bretherton CeMAPPublished on: 06/04/2026Buying your first home? This step-by-step checklist from Aspect Mortgages covers everything you need to do - from checking your credit score to picking up your keys - in plain English.
Social Media Highlights
Stay Connected
Follow Aspect Mortgages on social media for regular updates and insights:
Aspect Mortgages is based in Chorley, Lancashire, but we work with clients nationwide. Whether you prefer to meet us in person at our offices or speak with one of our advisers by phone or video call, we can help you wherever you are in the UK.
We have particular experience serving homeowners and buyers across Lancashire and Greater Manchester, including Preston, Chorley, Leyland, Bamber Bridge, Southport, Skelmersdale, Ormskirk, Wigan and Bolton.
We offer specialist mortgage and financial advice across a wide range of needs, including first-time buyers, home movers, remortgages, buy-to-let, product transfers, self-employed applicants, contractors, professionals, NHS workers, large loans, adverse credit and equity release.
Fees
There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £495 for a residential/buy to let mortgage or £1495 for an equity release/retirement mortgage.
Important Information
Aspect Mortgages Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under FCA reference 305352. The FCA do not regulate Business Buy to Let Mortgages or Estate Planning.
As independent advisers we have access to the whole market, except for deals that you can only obtain by going direct to a lender. Registered in England and Wales No: 051013801. 16 St Thomas' Road, Chorley, PR7 1HR.
Your home may be repossessed if you do not keep up repayments on your mortgage.
© Copyright 2026 Aspect Mortgages Limited